Telematik

Do you drive particularly safely and with foresight? With the Generali telematics app, you can easily make additional savings after completing our telematics module as part of our car insurance for cars with your personal, individual driving style. Simple and fair.

The Generali telematics app automatically determines a personal score for your own driving behavior from your acceleration, braking and cornering behavior, including other tips for safe and economical driving behavior.

Your advantages with the Generali telematics app at a glance

- Safe and anticipatory driving will be rewarded.

- Up to 30% individual contribution bonus on your follow-up contribution possible after just 400 km

- No permanently installed telematics box required in the car

To register as a user of the Generali telematics app, you will be assigned a telematics ID by Generali Deutschland Versicherung AG with your insurance certificate. Together with an activation code that you will receive in a separate post, you can log into the Generali telematics app.

If the Generali telematics app is activated on your smartphone, the app determines your personal driving behavior. The provider of the app (Generali Jeniot) compares your driving style with the driving style of reference drivers. This data results in a so-called score value (rated value for your driving style), which Generali Deutschland Versicherung AG takes into account when calculating the insurance premium for your vehicle.

In order to be able to carry out an evaluation using the score value for the first time, at least 400 km must be recorded with the Generali telematics app. A score value is determined from all the trips recorded up to that point as an evaluation of your individual driving behavior, which is taken into account for the premium reduction scale in our telematics module.

If the score value determined for the first time leads to a telematics discount, this will be taken into account from the 1st of the following month through an addendum to your vehicle contract. After this initial classification, the discount is always recalculated on the main due date of the contract based on the then current score value. From this point in time, you must have at least 2,000 km recorded in the insurance year using the Generali telematics app in the following years.

Compatibility of the app

The app requires Android version 4 or newer.

Keep in mind that the permanent activation of the GPS sensor affects the battery consumption.

App Privacy

For the data protection regulations of the app, please read the link https://www.generali.de/service-kontakt/apps/generali-telematik-app/generali-telematik-app-datenschutz